> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rocka.live/llms.txt
> Use this file to discover all available pages before exploring further.

# Understand bank accounts

You can manage your bank account details on the Bank account tab. 

<Frame>
  <img src="https://mintcdn.com/noda-3d58d286/BzR8CcvWYSydNiCU/images/bank-accounts.png?fit=max&auto=format&n=BzR8CcvWYSydNiCU&q=85&s=545bfa443e612871a35658a3c62d07c5" alt="Bank Accounts" width="1000" height="623" data-path="images/bank-accounts.png" />
</Frame>

There are two ways you can collect payments from your customers: 

* **Segregated account**. All payments your customers place are deposited to Rocka’s dedicated C2B account. We transfer it to your bank through regular settlements.
* **Direct account**. All payments your customers place are deposited straight to your own C2B account. 

## About segregated and direct bank accounts

|                   | Segregated account                                                                       | Direct account                                                                             |
| ----------------- | ---------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------ |
| Acceptance rate   | Typically higher acceptance rate                                                         | May have a lower acceptance rate                                                           |
| Fees              | Additional fees apply                                                                    | No extra fees                                                                              |
| Payment timelines | Payments are collected into a dedicated account and settled to you on a regular schedule | Payments are deposited directly into your account after the customer completes the payment |
| Reconciliation    | Easier to handle using Rocka’s settlement calculations                                   | You may need to reconcile incoming transfers in your own bank account                      |
| Auditing          | Centralised records can streamline auditing                                              | Auditing may require checking your own bank records                                        |
